Hi, I’m John Kraws your local mortgage broker in Largs Bay. With over 20 years experience in borrowing and investing in property as well as formal qualifications in Finance and Mortgage Broking. I have the background and knowledge to help guide you through purchasing your first or next property, or refinancing your existing debts through any stage of your life.
After using a mortgage broker for many years for my own property purchases I took the plunge and became a broker myself in order to help others to also fulfil their dreams and reach their goals.
I have a very proactive and positive personality and believe in building lasting relationships with my clients. Taking pride in providing excellent customer service, I’ll take the stress out of the process and find the right product for my customers needs. I am an Accredited Member of the Finance Brokers Association of Australia (FBAA).
Please click the link to my reviews to hear first hand from customers I have helped in the past. Further information can be found on my Facebook page http://www.facebook.com/johnkrawsmortgagebroker/
Outside of work I enjoy property investment, playing guitar, restoring classic vehicles & pinball machines, socialising with friends and spending time with my children.
I hope to have the opportunity to help you with your financial needs soon.
Your Local Mortgage Broker Servicing areas including Adelaide, Alberton, Bowden, Brompton, Birkenhead, Cheltenham, Croydon, Findon, Grange, Hendon, Kilkenny, Largs Bay, Largs North, Mile End, Mansfield Park, North Haven, Osborne, Ottaway, Port Adelaide, Queenstown, Rosewater, Royal Park, Regency Park, Semaphore, Semaphore Park, Seaton, St Clair, Taperoo, Tennyson, West Croydon, West Lakes, West Lakes Shore, Woodville, Woodville South, Woodville West and Wingfield.
Contact details
Phone: 0402 894 821
Email: john@zoomhomeloans.com.au
Hours: Mon – Sat 8:30am – 7:30pm
Sun 10am – 5pm
ABN: 16753415862
Home Loans
Investment Loans
Separation
Refinance and Debt Consolidation
Construction and Renovation Loans
Personal and Car Loans
Any other borrowing needs
For the third consecutive meeting, the Reserve Bank of Australia (RBA) increased the cash rate by 25 basis points to 4.35% at its May meeting. Read the full statement here.
Inflation remains stubbornly above target. Annual trimmed mean inflation – the RBA’s preferred measure – held at 3.3% in the 12 months to March 2026, according to the Australian Bureau of Statistics, still well clear of the 2–3% target band despite two rate rises. However, headline inflation painted a more concerning picture, surging to 4.6% over the same period, driven largely by soaring transport costs as the Middle East conflict pushes up global oil prices.
The minutes from the Board’s March meeting showed it was already leaning toward further tightening. The minutes noted that members agreed it was important to demonstrate “a clear commitment to returning inflation to target”, warning that if medium- and long-term inflation expectations increased, “it would ultimately require significantly more contractionary monetary policy to achieve the Board’s objectives.” The ongoing conflict in the Middle East has since added to that concern, with higher global energy prices putting further upward pressure on domestic inflation.
With inflation still running above the 2–3% target band, the Board judged that further tightening was needed to return inflation to target in a reasonable timeframe.
If you’re feeling the pressure of back-to-back-to-back rate rises, it may be time to look at what options are available to you. I’m here to help you work through what this latest increase means for your repayments and your plans.