Hi, I’m John Kraws your local mortgage broker in Largs Bay. With over 20 years experience in borrowing and investing in property as well as formal qualifications in Finance and Mortgage Broking. I have the background and knowledge to help guide you through purchasing your first or next property, or refinancing your existing debts through any stage of your life.
After using a mortgage broker for many years for my own property purchases I took the plunge and became a broker myself in order to help others to also fulfil their dreams and reach their goals.
I have a very proactive and positive personality and believe in building lasting relationships with my clients. Taking pride in providing excellent customer service, I’ll take the stress out of the process and find the right product for my customers needs. I am an Accredited Member of the Finance Brokers Association of Australia (FBAA).
Please click the link to my reviews to hear first hand from customers I have helped in the past. Further information can be found on my Facebook page http://www.facebook.com/johnkrawsmortgagebroker/
Outside of work I enjoy property investment, playing guitar, restoring classic vehicles & pinball machines, socialising with friends and spending time with my children.
I hope to have the opportunity to help you with your financial needs soon.
Your Local Mortgage Broker Servicing areas including Adelaide, Alberton, Bowden, Brompton, Birkenhead, Cheltenham, Croydon, Findon, Grange, Hendon, Kilkenny, Largs Bay, Largs North, Mile End, Mansfield Park, North Haven, Osborne, Ottaway, Port Adelaide, Queenstown, Rosewater, Royal Park, Regency Park, Semaphore, Semaphore Park, Seaton, St Clair, Taperoo, Tennyson, West Croydon, West Lakes, West Lakes Shore, Woodville, Woodville South, Woodville West and Wingfield.
Contact details
Phone: 0402 894 821
Email: john@zoomhomeloans.com.au
Hours: Mon – Sat 8:30am – 7:30pm
Sun 10am – 5pm
ABN: 16753415862
Home Loans
Investment Loans
Separation
Refinance and Debt Consolidation
Construction and Renovation Loans
Personal and Car Loans
Any other borrowing needs
The Reserve Bank of Australia (RBA) increased the cash rate 0.25% to 4.85%, this is the fifth rise this year. Read the full statement here.
Latest inflation figures reinforce concerns that price pressures are proving difficult to contain. Australian Bureau of Statistics data shows annual inflation increasing from 4.0% in August to 4.3% in September, underlying inflation increasing from 3.5% to 3.6%. Both remain above the RBA’s 2%–3% target.
The RBA has highlighted the risks of persistently high inflation. September meeting minutes show the Board identifying three key risks: higher oil prices driven by the Middle East conflict, growing cost pressures from the global AI boom and greater constraints on the Australian economy’s capacity to meet demand. The Board warns that these pressures could keep inflation elevated and that they were prepared to raise interest rates further if necessary.
Another rate rise is will add to the pressure on mortgage holders, particularly those already managing higher repayments.
Competition between lenders means there may still be opportunities to negotiate a better rate or refinance. If you’d like to discuss how the latest increase affects your repayments or explore your options, I’m here to help.