Hi, I’m John Kraws your local mortgage broker in Largs Bay. With over 20 years experience in borrowing and investing in property as well as formal qualifications in Finance and Mortgage Broking. I have the background and knowledge to help guide you through purchasing your first or next property, or refinancing your existing debts through any stage of your life.
After using a mortgage broker for many years for my own property purchases I took the plunge and became a broker myself in order to help others to also fulfil their dreams and reach their goals.
I have a very proactive and positive personality and believe in building lasting relationships with my clients. Taking pride in providing excellent customer service, I’ll take the stress out of the process and find the right product for my customers needs. I am an Accredited Member of the Finance Brokers Association of Australia (FBAA).
Please click the link to my reviews to hear first hand from customers I have helped in the past. Further information can be found on my Facebook page http://www.facebook.com/johnkrawsmortgagebroker/
Outside of work I enjoy property investment, playing guitar, restoring classic vehicles & pinball machines, socialising with friends and spending time with my children.
I hope to have the opportunity to help you with your financial needs soon.
Your Local Mortgage Broker Servicing areas including Adelaide, Alberton, Bowden, Brompton, Birkenhead, Cheltenham, Croydon, Findon, Grange, Hendon, Kilkenny, Largs Bay, Largs North, Mile End, Mansfield Park, North Haven, Osborne, Ottaway, Port Adelaide, Queenstown, Rosewater, Royal Park, Regency Park, Semaphore, Semaphore Park, Seaton, St Clair, Taperoo, Tennyson, West Croydon, West Lakes, West Lakes Shore, Woodville, Woodville South, Woodville West and Wingfield.
Contact details
Phone: 0402 894 821
Email: john@zoomhomeloans.com.au
Hours: Mon – Sat 8:30am – 7:30pm
Sun 10am – 5pm
ABN: 16753415862
Home Loans
Investment Loans
Separation
Refinance and Debt Consolidation
Construction and Renovation Loans
Personal and Car Loans
Any other borrowing needs
The Reserve Bank of Australia (RBA) raised the cash rate by 25 basis points to 4.60% at its September meeting. Read the full statement here.
Underlying inflation remains persistently above target. Annual trimmed mean inflation – the RBA’s preferred measure – held at 3.6% in the 12 months to July 2026, unchanged from June and still well above the RBA’s 2-3% target band.
In a recent interview, RBA Deputy Governor Andrew Hauser was candid about the central bank’s concern, pointing to three key risks pushing inflation higher: the ongoing Middle East conflict, the global AI boom driving up prices and the weaker-than-expected supply capacity of the Australian economy. Governor Michele Bullock reinforced the message in an address to parliament, saying “inflation is too high” and that the Board is focused on “making sure that it does not become embedded into price and wage-setting decisions”, a risk that becomes harder to manage the longer inflation stays above target.
Four cash rate rises in a single year is significant. If you’d like to understand what this means for your repayments or explore your options, I’m here to help.